Insurance (grades 1 to 5)

There are two kinds of insurance available to staff on grades 6 and above:

  1. Funeral cover
  2. University insurance if you are injured at work or after hours, if you are doing Rhodes University work.

Funeral Cover

All staff on grades 1 to 5 are required to contribute towards a NBC Funeral Policy for a premium of R16.35 (subject to change). The policy covers the primary staff member, his/her spouse and dependants. The payout is up to R10000. A further R3000 funeral cover 'top-up' forms part of the NBC Provident Fund and is underwritten by SAfrican Insurance Co Ltd.

NBC Funeral Claim Form

Please direct queries to the HR Generalist for your area: 

For those who belong to RUMED, please note:
Membership pf RUMED automatically entitles staff to Funeral Benefits for all registered dependants on the medical aid. This is at a nominal cost which, like the medical aid contribution itself, is subsidised on a 50/50 basis.
Upon a claim, the payout would be R9000 per approved beneficiary. RUMED Funeral Claim Form. Please direct queries to HR Generalist for your area. 

Additional funeral cover is available to all staff at their own cost. This Group Voluntary Funeral cover is available through NBC Holdings (Pty) Ltd. To arrange cover or make enquiries, you will need to deal directly with NBC on (010) 206 0374. Alternatively you can visit the NEHAWU office on campus for assistance. Rhodes University will process the deduction from your salary, if you make use of this offer.

For further information regarding the benefits:
NBC Group Voluntary Funeral Scheme
NBC Voluntary Funeral Scheme Application Form


University Insurance

At Rhodes University, the portfolio of insurance for the institution includes a short-term employee accident insurance policy which is renewed annually. The policy provides accident insurance cover for various categories of employees and members of the Board of Governors and Council. This cover is in respect of accidental death or injury caused by outward violent and visible means. The premiums for this policy are paid for by Rhodes University and therefore legally, the insurance company is required to pay the institution for any claims. In the event of death of the staff member, the full benefits received will accrue to the employee's estate, to be distributed in line with the general requirements of the deceased.

The protocol outlines this in more detail: Protocol for Principles related to Employee Accident Insurance Benefits

Last Modified: Wed, 14 Jan 2015 09:14:37 SAST